The National Insurance Company Limited (NICL) has released the NICL AO Cut Off 2025 on 13th November 2025 for the Phase 1 exam on its official website: nationalinsurance.nic.co.in. The cut-off marks indicate the minimum qualifying scores required for each section, category, and overall, as determined by the examination authorities. Candidates must achieve marks equal to or above the cut-off to move forward in the selection process. Section-wise and category-wise cut-off marks out of 100 are provided below.
NICL AO Cut Off 2025 Out
This year, NICL is recruiting for 266 Administrative Officer (AO) Scale 1 posts across both Generalist and Specialist cadres. The selection process comprises Phase 1 (Prelims), Phase 2 (Mains), and a Personal Interview. The NICL AO 2025 Cut Off has been officially released along with the Prelims scorecard. These cut-off marks vary based on factors such as the number of applicants, exam difficulty, and the candidate’s category (General, OBC, SC, ST).
NICL AO Phase 1 Cut Off 2025 (Sectional)
The NICL AO Prelims Cut Off 2025 has been released category-wise and section-wise for various posts, including Generalist, Legal, Finance, IT, Doctors, and Automobile Engineers. The cut-off marks indicate the minimum qualifying scores candidates must achieve in each section—English Language, Reasoning Ability, and Quantitative Aptitude—to advance to the next stage of the recruitment process.
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NICL AO Phase I Examination 2025 Section-wise Cut-Off Marks
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| Post | Category | English Language (Out of 30) | Reasoning Ability (Out of 35) |
Quantitative Aptitude (Out of 35)
|
| Generalist | SC, ST, OBC & PwBD | 13.25 | 6.75 | 7.25 |
| EWS & UR | 16.25 | 11 | 10.5 | |
| Doctors (MBBS), Legal, Finance, Information Technology, Automobile Engineers | SC, ST, OBC, PwBD | 7 | 1 | 1 |
| EWS, UR | 10 | 2 | 3.75 | |
NICL AO Phase 1 Cut Off 20255 (Category-wise)
The NICL AO Phase I Cut Off 2025 has been released post-wise and category-wise, showing the minimum marks required out of 100 for each stream.
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NICL AO Phase I 2025 Post-wise & Category-wise Cut-Off Marks (Out of 100)
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| Post | SC | ST | OBC | EWS | UR | PwBD (A) | PwBD (B) | PwBD (C) |
PwBD (D & E)
|
| Generalist | 64.75 | 58.25 | 70.5 | 69.5 | 70.75 | 58 | 38 | – | – |
| Doctors (MBBS) | 9.75* | 15.25* | 17.50$ | 17.50* | 17.50* | – | – | – | – |
| Legal | 46.25 | 40.75 | 43 | 46.75 | 52 | 28.75 | 15.00* | 38.25 | 23.75 |
| Finance | 56.25 | 53.25 | 65 | 66 | 66 | – | – | – | – |
| Information Technology | 56 | 46.75 | 56.75 | 56 | 58.75 | – | – | – | – |
| Automobile Engineers | 20.00$ | 20.00$ | 20.00$ | 20.00% | 20.00* | – | – | – | – |
How to Check NICL AO Cut Off 2025?
The cutoff marks are the minimum scores candidates must achieve to move forward in the NICL AO selection process. Candidates can check the official cutoff by following the steps below:
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Visit the NICL official website.
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On the homepage, navigate to the “Recruitment” section.
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Look for the link to the NICL AO Prelims/Mains Cut Off 2025.
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Click the link to open the cut-off PDF.
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Save the PDF and print a copy for future reference.
NICL AO Previous Year Cut Off
The NICL AO previous year cut-off marks offer valuable insights into the competitive landscape of the examination. These cut-offs are influenced by factors such as the number of vacancies, exam difficulty level, and overall candidate performance. Analyzing these trends can help aspirants set realistic targets and plan their preparation strategy more effectively.
NICL AO Phase 1 Cut Off 2024
The NICL AO Prelims Cut Off 2024 will help candidates understand the competition and analyse their performance in the exam. The category-wise and section-wise cut off is as follows:
| Category-wise and Section-wise Cut off for Phase 1 | ||||
| Post Category |
Applicable Categories
|
English (Out of 30) | Reasoning Ability (Out of 35) | Quantitative Aptitude (Out of 35) |
| LEGAL, FINANCE, INFORMATION TECHNOLOGY, GENERALIST |
SC, ST, OBC & PwBD
|
12.75 | 5.25 | 4.25 |
| EWS & UR | 16 | 10.5 | 8.25 | |
| ACTUARIAL | OBC & PwBD | 12.75 | 5.25 | 4.25 |
|
SC, ST, EWS & UR
|
16 | 10.5 | 8.25 | |
| DOCTORS (MBBS), AUTOMOBILE ENGINEERS |
SC, ST, OBC, PwBD
|
7.75 | 1 | 1 |
| EWS, UR | 11 | 2.75 | 2.5 | |
| Post-wise and Category-wise Final Cut off Marks for Phase 1 (Out of 100) | |||||||||
| Post | SC | ST | OBC | EWS | UR | PwBD (A) | PwBD (B) | PwBD (C) | PwBD (D & E) |
| GENERALIST | 74.5 | 66.75 | 79.50 | 79.50 | 79.5 | 69.75 | 37.25 | 61.25 | 30.50 |
| DOCTORS (MBBS) | 15.00 | 13.25 | 13.50 | 20.75 | 20.75 | 21.75 | 34.00 | 29.00 | 30.25 |
| LEGAL | 37.25 | 26.25 | 37.25 | 37.25 | 37.25 | ||||
| FINANCE | 59 | 43.75 | 65.75 | 65.75 | 65.75 | ||||
| ACTUARIAL | – | – | 65.5 | – | 65.5 | ||||
| INFORMATION TECHNOLOGY | 61 | 55.5 | 63.75 | 61.75 | 63.75 | ||||
| AUTOMOBILE ENGINEERS | 21.00 | 19.25 | 21.00 | 19.50 | 21 | ||||
NICL AO Phase 2 Cut Off 2024
The main exam was conducted for 250 Marks, and the Descriptive exam carries 30 Marks. Descriptive marks are added for the candidates who clear the Mains exam cut-off marks. Check out the NICL AO Phase 2 Exam 2024 Cut Off.
NICL AO Previous Year Cut off Marks 2017
The NICL Administrative Office Exam was previously held in 2017 for 205 Vacancies. Candidates should go through the category-wise sectional cut-off Marks.
| NICL AO Previous Prelims Year Cut off Marks 2017 | ||
| Subjects | UR | SC/ST/OBC/PWD |
| English | 12.25 | 8 |
| Reasoning Ability | 20.50 | 16.75 |
| Quantitative Aptitude | 9.75 | 7.25 |
| General Awareness | 13.25 | 10 |
NICL AO Prelims Overall cut off marks
Take a look at the NICL AO Prelims 2017 overall cut-off marks to understand the qualifying standards. The prelims exam consists of 100 questions, with a total of 100 marks. To progress to the NICL AO Mains Exam, candidates must meet both the sectional and overall cut-off marks.
| NICL AO Prelims Overall cut off marks | |
| Category | Cut Off Marks |
| UR | 65.50 |
| OBC | 59.25 |
| SC | 57.25 |
| ST | 51.25 |
| HI | 26.50 |
| VI | 55.50 |
NICL AO Main Cut Off 2017
The NICAL AO Mains Exam Category Wise Cut off Marks are mentioned below. The NICL AO Mains Exam 2017 is conducted for 200 Marks only. Each subject carries 40 Marks, and a total of 200 questions are asked for 200 Marks.
| NICL AO Main Cut Off 2017 | |
| Category | Cut off Marks |
| UR | 99.25 |
| OBC | 88.25 |
| SC | 81.25 |
| ST | 72.25 |
| HI | 67.50 |
| VI | 84.75 |
NICL AO Main Descriptive Cut off 2017 Marks
Candidates who appeared for the mains exam should also qualify for the descriptive exam. The descriptive exam carries 30 Marks, and the NICL AO Mains Descriptive Cut off for 2017 is mentioned below.
| NICL AO Main Descriptive Cut off 2017 Marks | |
| Category | Cut off Marks |
| UR | 15 |
| OBC | 15 |
| SC | 13.5 |
| ST | 13.5 |
| HI | 13.5 |
| VI | 13.5 |
Factors Affecting NICL AO Cut Off
Candidates who appeared for the NICL AO Prelims Exam should check the factors affecting the cut-off Marks. The factors are:
- Total Vacancies
- Category-wise Vacancies
- Category-wise candidates’ performance
- Overall Performance of the candidates
- Difficulty level of the exam
